Being ready to retire is not only about the money. While money is important, other factors are even more important to ensure a happy retirement.

Recently a friend sent me an email asking me my secret to happiness. It took me by surprise as I didn't have an answer. I can remember a time in my life when my moods would swing, I had depression, but I was treated and do not live with that now. But happy? I wouldn't exactly call it that.

Psychologists analyze emotions in several manners involving many dynamics. Trained professionals can find us find our own solutions to our difficulties.