You can clean up credit report in 90 days. Raise score by 249 pts | Finance

By ChoiceHarris
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I'm so glad you stopped by to read this article. My name is Choice. I live in a small town in Illinois. Just a regular old guy who likes helping people whenever I can. Being born in a tiny town in Alabama I've always had down home values. I want to help you raise your credit score and clean up credit.

In the upcoming days and weeks we're going to talk in plain language about this credit game that has so many people in bondage. Understand that I'm not an attorney and I do not hold a degree in credit repair. But I have picked up a lot of knowledge about how to raise credit score and clean up credit.

So this is my first article. Thank you very much.. There will be a new one coming out every few days, so stay tuned. We will end with enough education and motivation to be a real threat to those unfair credit bureaus.

Anyway let's talk about credit bureaus and what they're all about. Basically they're all about money. The fact that they have ruined lives, marriages and families doesn't seem to carry much weight. They are just big business, plain and simple.

Just about every company you do business with will report your payment history (good or bad) to these credit bureaus for a substantial fee. The credit bureaus accept whatever they say about you as truth. Hey, as long as they're getting paid they don't care.

The credit bureaus create a profile on you with all this information they gather from people you do business with. It's what we call a credit report; but you know that already. But just in case, a credit report shows how you pay your bills, whether you've filed bankruptcy, been sued, have tax liens, collection agencies...you know.

In a sense they tell your life's story, which much of the time the information isn't 100% true. But that doesn't seem to matter to them because it's all about the money they make reporting on you.

They take all your information and make even more money by selling it to other entities that will pay for it. Those companies will evaluate you on what they say. If you're trying to buy a car, rent a home, get insurance or a job, most will first turn to the credit bureaus to see what type of person you are.

Credit bureaus want you to believe that there is NOTHING you can do about what they're saying about you. They want you to believe THE ONLY thing that can clean bad credit or repair a bad credit report is mother time. Wrong answer.

You see if there is any inaccuracy in the way they report on you, then you have a case. They have to be 100% correct on all levels. Did you know that? There is the Fair Credit Reporting Act that protects you against the credit bureaus.

Alright, I'm getting excited over here. In a couple of days we'll get started. First thing we'll do is stop all those bill collectors from calling you. Oh yes you'll love that one.

No more phone calls from collection agencies. That alone should make you feel better.

It's time for action. Let's do it. Talk soon... Choice Harris

About the Author

Choice Harris believes in helping those in need. His motto is each-one-help-one. He wants to help you clean up credit. Get free insider tips on how you can raise your credit score by 249 points in 90 days. Presented in common everday language that you can put to immediate use.

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