Mexican Insurance - The KEY to Your Protection | Insurance
By LindenGray
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Mexican Insurance Store.com is reporting the #1 legal and insurance problems relating to Mexican Auto Insurance for Motorists driving to Mexico on vacation. In Mexico, Napoleonic Law dictates that you are guilty until proven innocent, the complete opposite of English Common Law, where innocence is presumed until one is found guilty. The consequences of NOT carrying proper auto coverage can mean jail time in Mexico.
Typical Mexican Auto Insurance Problems:
1. Not Having Mexican Auto Insurance
U.S. & Canadian car coverage is INVALID in Mexico. Travelers that don't have Mexican Insurance and have an auto accident may spend days or even months in jail and have their transportation seized to pay for any damages done.
2. Not Purchasing Medical Evacuation Coverage for Emergencies
Mexico is an adventure and can become a perilous journey without emergency assistance coverage.The majority of health providers in the States do not cover Mexico.
3. Searching for Mexican Auto Insurance
It is highly recommended that you purchase Mexico auto insurance before entering the country. Although Mexican insurance can be purchased from various sellers just prior to entering, you will have great difficulty reading your policy on the go and trying to figure out if your policy is from a reputable insurance provider approved by the Mexican authorities, if you have the good quality coverage for your trip, if any activities that you plan to do are excluded, or if you if the price is fair?
4. Legal Help and Bond Expenses
This is another area where the fine print can not be overlooked. Many policies do not cover Legal Expenses or Bail Bond.
5. When you purchase your policy, you should receive the following from the insurance provider:
* Authentic and admitted Mexican auto insurance policy * Accident instructions and important policy information * Essential phone numbers * Insurance Premium payment receipt
Make sure your policy covers your entire trip. Many insurance companies have day, week, and yearly policies. You may find it its a better value to buy coverage over a longer period if your trip is over 22 days or a month.
About the Author
Linden Gray has 30 years of insurance experience. Gray has been featured in RV Magazine, PE.com, Google, Yahoo News, Digg and Buzzle. Visit Mexican Insurance or Mexican Insurance
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