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Banking Articles

1. Scotland's commercial property business propped up by Aberdeen say Ryden
Ryden's 63rd biannual Scottish Property Review says the Scottish commercial property market is managing to ride out the economic storm thanks to strong office activity in Aberdeen and a buoyant industrial sector.

2. The Decision Making Process When Choosing A Savings Account
Advice to consumers on exactly what to consider when selecting a savings account from the myriad of options on the market today.

3. The Article for Those Persons Who Need to Receive Internet Banking
There is rather strict emulation in the financial market nowadays. So, it is rational to draw customers not only with the quantity of facilities, but also with their quality. But today bank employees are willing to speak only with those clients who came to get a bank loan. The main thing is that not each bank allows you not only to check your balance on the web, but also make online payment, pay off your credits, purchase money and many other helpful actions.

4. Making interest disappear with 0% credit card offers
There are two types of 0% credit card offers that may interest the discerning customer with 0% on cash purchases and 0% on balance transfers. They sound similar but they work in very different ways, with each one suited to specific types of customers with different requirements. So how can these offers benefit you and your finances and help you reduce the cost of borrowing? If you are scratching your head over the myriad deals on offer, then here are a few guidelines that may help you reach the right decision.

5. Things are changing it's time to compare your credit card again
Due to the credit crunch the credit industry is a little bit shaken. They don't like it one little bit. They truly are beginning to take some dramatic steps in order to ensure that they only have the best and most reliable customers. They are also using some quite cheeky methods to ensure that people can't get themselves and therefore their company in even more debt. However in the rubble of a building, flowers still grow and in this economic earthquake, who knows what may shake lose?

6. Do business credit cards make good business sense?
When choosing a business credit card, financial advisors recommend that you look at your business needs in order to decide upon the card best suited to your requirements. With such a great selection of cards available this almost goes without saying. On the surface most of the cards appear very similar but dig a little deeper and you will find a whole host of differing incentives. It is these incentives that may make one card perfect for your business and place it ahead of others. As always you can compare cards on the Internet and even apply online if you want too.

7. What is being done to stop Internet business credit card fraud?
There are many Internet business credit card crimes taking place every single day with the most common type being 'card not present' (CNP) crimes. CNP crime is where a criminal gets hold of your card details, either on or offline, and then uses them to make purchases. Although CNP purchases can be made over the phone or by mail the most common is over the Internet. In 2007 CNP crime rose by 37% on the previous year to a financial loss of £290.5 million in the UK alone. As Internet shopping is becoming more popular, part of this 37% could be due to criminals having more victims but it is also suggested that these criminals are becoming more sophisticated in their methods.

8. Why business credit cards are good for business
There are many reasons why a business credit card may be good for business, some of them involving card features and some of them involving the creative use of offer periods etc. If you are thinking of applying for a card for your business, financial experts recommend that you look carefully at your business' aims, objectives and forecasts so that you can choose the card most suited to your requirements. The best place to find all of the details about a business credit card is online where they can be compared, and even applied, for quickly and simply. It is recommended that you take time to consider all of the options available first.

9. Using online banking to track your visa credit card expenses
It is truly mind-boggling how people managed to keep a track of their expenses a decade ago. You would either wait for your statement each month or, if you were in a hurry, queue up in a branch for an hour or two. Of course, you could always phone your bank but that often took almost as long. There was a time when telephone banking was the bee's knees and considered an innovative and speedy way to bank. Nowadays you have a much easier way to keep track of your finances and that is through good old-fashioned online banking.

10. How can credit cards help in the credit crunch
The credit crunch is here - it's big and it's munching its way through the financial sector like some kind of fiscal Godzilla. If you are feeling the strain then taking on a new credit card may seem like the most ridiculous thing on the planet right now. Most people have heard about credit card companies freaking out, lowering credit limits without warning, and desperately trying to get rid of risky customers. However, many people have begun to notice that some card companies are in fact improving their services. Despite everything, some credit cards are actually become better value for money. This means that contrary to all logic, for some people - and bear in mind that doesn't mean all people - it is in fact a good time to get a new credit card.

11. Are your Visa credit cards protected by 'Verified by Visa'?
In 2001 Visa introduced a new security system for the benefit or their customers in attempt to combat online credit card fraud and provide a greater degree of reassurance when shopping online. Even though it is now well established a surprising number of people may not have heard of it or have only become aware of it in the last year or so. Widely used by online merchants, this new security system is called 'Verified by Visa' and is based upon technology developed by Visa themselves called 3-D Secure.

12. Credit crunch savings with reward credit cards
The credit crunch is here and with it enforced dieting and caravan holidays in Devon. OK, it might not be that bad (and we certainly don't want to cast aspersions on caravans, Devon or indeed, dieting) but the fact is that almost every aspect of daily life is affected by the current financial crisis. Utility bills are soaring and petrol prices are still unbearable as the UK's debt increases by 1 million every 8.5 minutes. If you are feeling the effects of the crunch then you will no doubt be looking for ways of saving every penny that you can. One way of saving money is to apply for a new reward credit card and use it wisely.


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