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Small Business Articles

49. The Benefits Of Incorporating Your Small Business Explained
If you're an entrepreneur considering whether or not you should incorporate your small business, this article will help you understand the key benefits of small business incorporation. Once their business is established, most business owners are faced with the option of continuing as a sole trader or incorporating their business. In particular, incorporation becomes more of a consideration if the owner is seeking to grow from a small to medium sized enterprise. In this scenario, the additional funding required to attain the growth will be easier to obtain if the company is incorporated. Also as the business grows, so to the risks associated with failure. The latter is also a reason for considering business incorporation. Incorporating your small business will make it easier for you to find additional funding when required, either in the form of capital investment or loan finance. Also, should your business hit hard times and incur financial difficulties in the future, incorporation will give you personally limited liability protection from the company's debts and liabilities. To begin with, let's discuss why incorporating your small business makes it easier for you to raise additional funding to grow of your company. Incorporation provides your business with a formal share structure, and so the issuing and valuation of shares becomes significantly more straightforward, making it easier to raise funds via additional capital investment. Incorporation also gives your company increased credibility with the financial institutions and therefore makes it easier to attain additional finance. Next let's look at the subject of personal liability protection. When you incorporate your small business, it's status changes to become a totally independent legal entity. As a result, you get personal liability protection from any debts incurred by the business. Once incorporated, as a shareholder you will only be personally liable for the debts of the company up to the amount of equity you invested in the newly formed company. In other words, the business's creditors will only be eligible to payment of amounts owed from the assets of the incorporated company and not from the personal assets of the shareholders and directors. Personal liability protection is obviously one of the most attractive benefits of small business incorporation. It effectively removes the risk to your personal assets that comes with being the owner of a small business. As well as the advantages already discussed, there may also be tax advantages to incorporating your small business. Before you make the final decision to start the business incorporation process, I would recommend that you should always seek professional legal and financial advice from a qualified professional, as individual circumstances are different.

50. Enjoy the Benefits of Solar Panels
Are you searching for an economical way to energize your home or business with power? You can enjoy using having the energy when you need it, even if the traditional means of power goes off. You can even help create a better world by using solar panels as they are very economically and environmentally user friendly. Using solar panels will also reduce the amount due on your monthly power bill and they make great backup sources when you need them, whether or not the power company line is working. Solar panels are fairly easy to install and can be used in conjunction with other economic energy solutions such as wind or water power as they do compliment each other very well. However, there are a few things you should know about solar panels before you begin.

51. Secure the Future of Your Business with Basic Office Equipment
You go into business to make money. For most people, they want to be in it for the long haul. Unfortunately, we have all heard statistics about the high number of businesses that fold. There are some easy steps you can take to promote and protect your business today by investing in simple office equipment. As a business owner or entrepreneur, you and your company have a legal and moral responsibility to protect your customers' personal and financial information. In addition to establishing internal policies and procedures for your employees and your business, you should consider investing in a high quality paper shredder. The Sarbanes-Oxley Act of 2002 requires these types of policies and procedures. A simple and highly effective way to ensure customer information is not compromised is to use a crosscut paper shredder. By investing in a paper shredder and establishing guidelines for its use. Paper shredders are an affordable tool, especially when you consider potential litigation costs. As a business owner, you must make decisions about how to market your business and how you want prospective employees and clients to see your company. Whether your business has a fun and recreational purpose or a staunch and conservative direction, you will want your business communications to exude professionalism. No matter what items you sell or which services you provide, your customers want someone they can depend on and believe in to do the job right. These days, customer service horror stories are everywhere. Customers are looking for professionals in whom they can trust. Customers develop their impressions of your abilities by looking at the marketing materials you provide to them. Since so much rests on the professionalism of your marketing materials and because you still want to keep an eye on the bottom line, you should consider purchasing a binding machine for your office. A binding machine is a surefire way to boost the image you convey when submitting proposals to potential clients. If you send proposals or other lengthy documents to prospective customers or partners, you should never send chunks of paper fastened with binder clips or, even worse, rubber bands. Bound presentations and proposals look much more professional and help to instill confidence in your firm even when you're not there to talk up the documents. Not only are binding machines affordable, they are easy to use. With a number of varieties to choose from, you are sure to be able to find a machine that suits your budget and your business needs. You can select from three types of notebook style binding (plastic comb, wire, and coil), VeloBind (using small strips of plastic), heat-based methods with a superior look (thermal and UniBind), and others. In addition to the message of professionalism and dependability your bound documents will communicate, bound documents also allow you to completely customize each publication. You don't have to settle for a one-size-fits-all approach when preparing customer and employee communications. You can choose to create personalized documents that symbolize the personal touch you will continue to provide after the sale. It seems simple, but choosing the right tools for your business can save you money, protect your assets, and enhance your image. Not a bad way to start your business!

52. Church Fundraising Ideas
We all know most churches operate on tight budgets. You could raise money for the church by selling candy bars or magazine subscriptions, but those programs can be risky. If you are looking for a moneymaker that offers you the opportunity to maintain control of materials and costs while providing a great product to your parishioners, consider the possibilities of publishing unique documents right there in the church office. You can sell your books at church before and after services. Establishing a church press is not nearly as difficult as you may believe it is. Most church offices already have most of the necessary equipment. You will need access to a printer, a word processing program, a copier, paper, and a binding machine and related supplies. If you are worried about binding equipment, don't be! Binding machines are affordable and easy to use. Look into the various types of binding machines to choose one just right for your office. Common binding types include plastic comb, spiral coil, UniBind, VeloBind/Surebind, thermal, ProClick, and wire. Once you have assembled the right equipment, publishing your own books is simple. Now that you have decided to publish your own books to use as church fundraisers, it is time to decide what type or types of publications you will create. The following list offers some suggestions to get you thinking creatively about the possibilities. Cookbook Solicit recipes from parishioners. Have church members email you the recipes to save time on typing then categorize the recipes according to type (desserts, appetizers, beverages, etc.). Member Directory Build a sense of community by putting together a church directory. Include contact information provided by parishioners. Boost the fundraising potential of this publication by selling ads to local businesses or to businesses owned by or employing church members. Collections of Sermons Collect copies of sermons quarterly or annually and compile them into a handy reference and devotional for church members. Collections of Inspirational Quotes Ask the church community to share their favorite religious quotes and passages. Assemble them into a book for all to enjoy and learn from each other. Chicken Soup for the (Your Church Name) Soul Most people of faith have personal stories to tell about what their faith means to them. Collect personal spiritual stories from your parishioners and assemble them into a single publication sure to entertain and inspire everyone who reads it. As you can see, there are many possibilities for making money by publishing special books unique to your church. Once you have decided on the type of publication, you will need to spend a little time getting organized. Publications projects usually work out better when they are planned in advance. Choose a project chairperson and assemble a committee of volunteers to work on the project. Divide the work into stages and set deadlines for each stage. Think about inserting notices for the project and the upcoming deadlines into the church newsletter or on the church website. Carefully calculate the cost of the publication and determine how much more to charge per copy to meet your fundraising goals. The members of your congregation will love seeing their names in print and will likely purchase copies for their relatives and friends.

53. How Long Do You Need To Keep Business Records?
Your business records are important to your company. They could be required by the IRS or even your bank. You could have a total catastrophe that wipes out your everyday records. Having solid backups is essential to the safety of your business. But how long do you need to hold onto such records.

54. Paper Folding
The finish of a project is an essential part of any document, presentation or collateral piece, but few people consider folding an important aspect of finishing. However, a proper fold can give your project a professional, crisp look to match the rest of your document. The best way to get the perfect fold is to find a paper-folding machine that meets your needs and those of your business. Automated letter and paper folders can not only save a great deal of time, but can give the perfect finish to flyers, bills, bulletins, insert ads and brochures, among many other projects. Automatic paper folders use pre-set, push-button folds contained in a memory chip. Because of this, you can choose a fold and paper size with the touch of a button. Manual folders are also an option, with setscrews that can be used to adjust to the proper fold and sheet size. The majority of paper folders will fold a letter size sheet into one of several popular fold-types: letter fold, gatefold, a-z fold, half fold, engineering fold and double parallel fold. Paper folders can be used in commercial operations, small businesses, banks, schools and churches. If one of the popular, standard folds doesn't meet your needs, make sure you choose a higher-end folder with an override mechanism, so you can customize the fold to your requirements. Set-up is also an important consideration. If your projects change from folding pattern to folding pattern, the best folder would be one that has digital plate adjustment as a feature - or at least a folder with a plate preset with a 90 degree angle to the paper's path. This way, your projects run smoother with less set up time and less monitoring. Once you understand your folding needs, and you're ready to make your purchase, you can find selections in a variety of retail locations. You can try a retail superstore, for basic machines at low prices, but they may not have the selection, quality or knowledge you are looking for. Buying directly from a manufacturer is also another option. This option generally provides a great deal of product knowledge, but if they actually sell directly, they only sell one brand of equipment - theirs. One of the best options is an online retailer with a big selection, knowledge of a variety of products, and available maintenance plans. No matter where you purchase your folder, however, make sure to find a retailer who will back up their sale and be available to answer questions and help you through any difficult situations. A paper folder can be an excellent option for document and collateral finishing and one that can save time and trouble. So take the time to do the research involved to make the right decision - on the folder, and the retailer you need.

55. Shredding - Popular Then, Popular Now
The shredding of confidential documents has had a great deal of buzz in recent years, mostly fueled by the rise in identity and credit card theft. Shredders are being sold in record numbers as people begin to understand the need to destroy materials that could give a dishonest few the edge to steal money, or worse, one's identity. As recent as this shredding "buzz" seems, however, the truth is, that document shredding has been around as long as paper (or papyrus) itself, for over 6,000 years. When an Egyptian writer made a mistake on his hieroglyphics, he routinely tore-up the papyrus he was working on, manually, then started again. Shredding has had a long and storied journey since then. As a matter of fact, the first shredding machine was created and used in 1930's Germany. Adolf Ehinger designed a shredder based on familiar kitchen tools. He printed anti-Nazi materials, and after a neighbor confronted him about information found in his trashcan, he began to realize how important it was to render these materials unreadable. Starting with a commonly used pasta maker with a hand-crank, he devised a paper shredder, also with a hand crank, nestled in a wooden frame. His next step was to create a shredder with an electric motor, which at first seemed laughable to those around him. However, he successfully sold his shredders to various government embassies and agencies in the 1940s. In the 1950s, during the cold war, the shredder grew even more in popularity and Adolf's company designed the world's first cross-cut paper shredder. This kind of shredder cuts paper in multiple directions, not just strips that can be reassembled with some effort. Paper-shredding machines were used primarily by government offices, banks or law offices from the 1950's - straight into the 1980's. Shredders have woven their way into history in some notorious ways. Richard Nixon's re-election committee used paper-shredding machine to destroy papers connected to the Watergate scandal in the 1970s. Oliver North used a shredding machine to destroy documents related to the 1980's Iran-Contra affair. In addition, cross-cut shredders gained more popularity after the 1979 takeover of the US Embassy in Tehran, Iran. U.S. Government personnel had shredded sensitive documents with standard shredders, but Iranian militants were able to piece the documents back together by using local carpet weavers. Now the US government requires cross-cutting shredders for all document destruction. From the earliest paper shredders through today, these machines have become useful tools in the arsenal of confidentiality. Used in almost every business environment and many homes, shredders can preserve identity, prevent lawsuits, and save untold amounts of money. Shredders have come a long way, but in today's environment, they are bound to go much further.

56. Surebind Essentials
While GBC Surebind is not one of the most popular binding systems, it can be the perfect choice for some businesses. It is similar in appearance to Velobind, but has its own unique characteristics. GBC Surebind is easy to use, and it will be even easier for you after reading this article full of essential information about the process. Surebind documents look just like Velobind documents from the outside; however, Surebind spines are comprised of an eleven inch spine with ten unevenly spaced pins in them while Velobind binding uses evenly spaced pins instead. Spines for Surebind are designed to work in conjunction with plastic comb binding punches. This is a nice feature that allows you to use a single piece of equipment to create publications in two distinct binding styles. Surebind strips are designed to create a close fit, ensuring security of your pages. This type of binding is long lasting. You can be sure your pages are permanently bound and can not be removed, altered, or supplemented without removing the spine and rebinding the entire publication. This feature is usually an asset, but can create problems if you have not invested in a de-binder tool to safely remove the spines without hurting yourself or someone else. This tool is an affordable investment at only $15. Unlike some other types of binding that limit the width of your publication to one or two inches, Surebind can accommodate documents up to three inches thick (approximately 750 pages!). This is the widest spine available on any desktop binding equipment. Pay attention to the model you buy as some of the Surebind models are manufactured for thinner publications. A nice feature of this system is that you will not need to invest in all sorts of supplies. Spines are available in three standard sizes that are engineered to work with the sizes of documents discussed above. It is kind of amazing that it only takes three strip sizes to create such a variety of document thicknesses. Be careful when ordering supplies that you select the ten pin Surebind strips instead of eleven pin Velobind strips. These two types are not interchangeable, so ordering the wrong supplies can mean down time until the right supplies come in. In addition to soft covers, you can choose to bind your publications in hard covers for a sharp look. Hard covers include two fly leaves and a case. The fly leaves are affixed to your document using their self-adhesive backing. Hard covers offer a very distinguished, high-end look that is sure to make an impression on your current and prospective clients. Keep this list of basics in mind as you begin to work with your equipment. Remember the only thing separating the publications your office puts together and those high-quality publications effortlessly churned out by professional binderies and printers is having the right tools. By investing in quality binding equipment for your own office, you are taking an important step toward joining the big leagues.

57. Why Should I Laminate My Documents?
It may seem obvious that people laminate documents to protect them, but did you know laminating documents can also enhance their appearance and save you money? This article describes a variety of reasons why individuals and businesses choose to laminate all sorts of documents. Laminating document protects them in a variety of ways. As you may already know, it can protect them from warping and their ink from bleeding (rendering the writing illegible). It can also protect documents used outdoors from the sun and other elements and films with UV protection can help to prevent fading or discoloration. Lamination is frequently used to protect sales and marketing documents, keeping them looking fresh for each client who sees them. Restaurant managers rely on their laminators to produce menus that are shielded from spills and smudges caused by their waiters and customers. As you can see, lamination provides powerful long-term protection for your business, educational, and personal documents. Laminated documents also provide a superior look because they make the colors in your documents appear deeper and brighter. It helps to increase contrast, making your documents easier to read. Plus, smears, smudges, fingerprints, and the like can be wiped right off so your documents maintain their professional look. Laminated materials simply look better for a much longer period of time. Laminating documents can save you money. Because lamination stiffens your papers, you can make and reuse your own signs for use indoors and out. Lamination encapsulates and protects important images and text. You can use it to create your own employee badges or student IDs. Instead of hiring someone else to make signs and name tags, you can do it all yourself with a laminating machine. Some popular uses for lamination include the following: Education * Banners and bulletin board decorations * Posters * Student IDs * Folders * Signs * Maps * Name labels for desks * Staff IDs * Bookmarks * Visitor passes * Emergency procedures * Flash cards Business * Menus and placemats * Magnets * Opening and closing procedures and checklists * Sales materials * Contact lists * Emergency procedures * Client contact information * Rolodex cards * Telephone scripts * Customer service reminders * Signs * Security codes * Frequently used file folders * Quick reference guides for software * Employee badges * Visitor's passes Home * Children's artwork * Babysitter's quick reference * Parent contact cards for kids * Recipes * Stain removal guides * Emergency numbers * Health information * Luggage tags * Crafts Laminators are available in a wide range of sizes and styles. There are both hot and cold machines available. You can find the perfect hot or cold laminator for you by thinking about what sizes and types of documents you will most likely need to laminate. There are roll-laminators that are a popular choice for schools, pouch-laminators commonly used by individuals and smaller businesses, and cold-laminators that are very safe and portable. You can even purchase wide-format-laminators capable of laminating documents up to 65 inches wide. Any one of these options will help you to improve both the look and functionality of your documents and can be an extremely useful tool for your school, office, or home.

58. Using Index Tabs to Organize Your Documents
Managing paper is part of all of our lives. We all have important documents we need to keep on hand. For some of us, they are assignments, handouts, and homework. For others, they are medical bills, insurance forms, and benefit statements. For others still, they are invoices, receipts, and schedules. Regardless of what types of documents you need to organize, a great way to sort them out and keep them tidy is through the use of index tabs. Index tabs are used to divide documents into manageable sections, allowing you to quickly locate the page you're looking for. They also help others (who may not be familiar with the document) to find their way through documents you have created. When you begin to think about index tabs and how they can help to organize your document, you should think about how the document will be used. Ask yourself what users of the document will be looking for, what questions they will seek answers for as they look at your document. Index tabs are designed to help people find information quickly, so you should choose your section names with care. As a rule of thumb, it is more helpful to err on the side of too many index tabs than it is to have too few. The fewer index tabs you have, the longer it will take users to find the information they need. In business situations, this type of delay can mean upset customers and definitely means decreased productivity. These days index tabs come in a variety of styles and sizes. We no longer have to rely on those puny index tabs we used in school, the ones with barely enough room to write on and that we had to push into the plastic opening without losing them or crunching them up. Index tabs are available in clear, frosted, plain paper, and colored Mylar. You can even print professional looking tabs right from your desktop printer or you can have customized tabs professionally printed for you. There is no longer a one-size-fits-all approach to index tabs. Index tabs can be selected based on the needs of you and your readers. Potential uses for index tabs include: Accountants * Invoices * Receipts * Contact lists * Payment calendars Managers * Training manuals * Employee records * Attendance and behavior records * Emergency Procedures * Contact lists Salespeople * Client lists * Contact calendars * Product information Teachers * Lesson plans * Grade books * Attendance and behavior records * Club records * Student portfolios Students * Notes * Assignments * Correspondence Individuals * Health records * Academic records * Financial records * Warranties * Babysitter's guide * Maintenance records for home and auto Index tabs are a simple yet powerful tool for organizing your daily life. Index tabs can be easily updated as your business and personal needs change. There is no reason for any of us not to be organized when such a simple and affordable tool is available.

59. Unibind Essentials
If you have ever wondered how the Unibind binding system is different from other binding systems or you have simply wanted to learn more about this method of binding documents, this article will answer many of your questions. The Unibind binding machine works in conjunction with a steel spine and special glue. To bind documents, you insert your pages into the Unibind spine cover and put the entire cover on the machine. The machine is designed to respond to the presence of the document and will begin to heat up and bind the document permanently. You can bind more than one document at a time up to the width of your heating element. Unibind offers a variety of spines and covers to allow users to customize their reports, manuals, presentations, and more. Some of the options include: *Steelback spines come with paper covers to ensure easy handling while you bind. These steelback spines are colored and allow you to use your own covers for the front and back of your document. *Steelcrystal covers use an integrated steel spine and a clear cover. This format allows you to use protect your documents while using your own text and illustrations on the front and back of your printed pages. *Steelmat covers use an integrated steel spine and frosted cover. As with the steelcrystal covers, you can customize the text and illustrations on your first and last pages. These covers give an air of elegance to your documents. *Steelbook hard covers create attractive, high-quality documents quickly and easily. The hard covers have an integrated steel spine embedded in them. These are available with solid colored covers or a variety of window options. *Unibind photobooks are like Unibind steelbooks, but are available in landscape orientation with windows and alternate finishes. These are ideal for premium real estate marketing materials, portfolios, and the like. Unibind photobooks come in landscape letter size (8 ½" x 11"), 8"x8", 5"x7", 4"x6", 8"x10"x, and 12"x12". The Unibind system works well for documents ranging from only a handful of pages to those up to about an inch and a half thick. However, it is essential to choose the correct size of spine for your project. If you must guess, it is better to err on the side of a spine that is slightly too big than one that is too small. Because the supplies for this system come in an array of different colors, you can customize your manuals, portfolios, and presentations to precisely match the logos of your company or those of your clients' companies. Some of the color options available include dark blue, dark green, graphite, aluminum, bordeaux, and, of course, black and white. One of the biggest advantages of this type of bookbinding system is how quickly it works since it allows you to bind more than one document at a time. The XU138 model allows users to bind eight documents at a time. Other models can bind significantly more at one time. Surprisingly, binding one document takes the same amount of time as binding eight or more.

60. Spiral Coil Binding Basics
One of the most common methods used for binding documents is spiral coil binding. It is popular because of its modern look and functionality. Using spiral coil binding takes a little practice. Armed with the tips in this article, you'll be well on your way to becoming a spiral coil binding veteran. Spiral coil binding can be done using several different hole patterns. The hole pattern is described in terms of pitch. Pitch represents the number of holes per inch. 4:1 pitch is chosen by the overwhelming majority of people, although 5:1 and 3:1 pitch are also available. When using the 4:1 pitch, please remember that even though the pitch is standardized, the total number of holes varies. Some systems use 43 holes, and others use 44. Be careful when purchasing prepunched items for spiral coil binding projects and double-check the number of holes your binding system uses. You may be tempted to use oversized covers for binding your documents; however, this is not a good idea. Not only is it difficult to handle a larger cover, but when you attempt to align the punched paper with the cover, you will most likely end up with extra holes. Because the majority of coil binding machines are not equipped with disengageable dies, it is difficult to create spiral bound documents in nonstandard sizes. Some spiral binding machines and modular punches are available with disengageable dies to allow for the creation of other sizes of documents. Disengageable dies allow users to prevent individual pins from punching holes so that you don't end up with a half hole on the edge of your sheets. Once you have properly punched the holes into the document, the next step is to insert the spiral coil into the holes. To do this, you take the spiral coil and spin it through the holes on the edge of your book. Some machines are equipped with a spiral coil inserter. Pay attention as you do this to ensure you don't spin the spine right off the other side of your proposal. That said, the last thing you need to do is crimp the coil's ends to keep the spiral coil in place. For best results, you should do this with coil crimping pliers. Keep the spine facing towards you and the red indicator dot facing up. While you could attempt use needle nosed pliers, it will likely be an exercise in frustration to do so. Most documents under one inch thick are easy to bind with colorcoil; however, larger documents can be tricky. To prepare to insert the binding, you will need to arrange the document so that it is appropriately curved where the coils will be inserted. Although the majority of coil binding machines include spine shapers, you may want to consider purchasing a separate spine-forming device if you need to bind many thick documents. You should also note that you will most likely not be able to use your inserter for large diameter coil book binding. With this background information in mind, you have a good foundation in the basics of spiral coil binding. While you may not become a master of spiral coil binding immediately, with a little practice you will develop an eye and hand for this great book-binding style.


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